We are happy to provide assistance to you when you need a loan for any purpose. You will benefit from having a loan that is tailored to your needs and your budget, which is what you get with our personalized service. Because we are an employee-owned bank, you will have the convenience of quick approval of your loan request. In most instances, we can give you an answer within twenty-four hours.  Click here for a descriptive brochure on consumer products and services.

Real Estate Loans

• Adjustable Rate Loans
• Fixed Rate Home Loans
• VA Home Loans
• FHA Home Loans
• Rural Development Home Loans
• Construction Loans

Home Improvement Loans

Consumer Loans

Business Loans

• Real Estate Loans
• Equipment Loans
• Working Capital Loans
• Line of Credit Loans
• Leasehold Improvements
• Small Business Administration Loans
• United States Department of Agriculture Loans
• Economic Development Administration Loans

Student Loans

• Stafford Loans - Subsidized
• Stafford Loans - Unsubsidized
• Federal PLUS Loan

24-Hour Banking Options

• ATM Locations
• PCBchek Card
• PCBEE-Line

Six Steps to Home Ownership

• Study the Process
• Prequalify
• Choose a Home
• Apply for a Mortgage
• Mortgage Approval
• Settlement

Other Personal Loans
You will be happy to know that our personal loans are readily available for anyone. You may be thinking about taking a fabulous vacation, tuition this fall, new furniture, etc. Whatever your needs may be, you can contact us for a fast, convenient, and affordable loan.

USA Patriot Act

In the effort to protect you and our country, president Bush signed the USA Patriot Act into law on October 26, 2001. PCB will adhere to the law and will require every new customer to provide us with name, address, date of birth and social security number. PCB will also validate this information through various means. This will be for all signers and co-signers.

For more information about loan products please call an Loan Specialist today or e-mail  pcb@phelpscountybank.com.