Every business is different and every business has different financial needs.  Our loan officers have the knowledge and experience to work with you to understand your business and understand your particular financial needs.

Your business might have outgrown the building you are in, if so then we can help structure a loan to either expand that building or maybe put you in a new building.  Your business might need to purchase a new piece of equipment either to replace an older one or to take advantage of an opportunity for additional business, if so we can help to structure a loan for that purchase.  If your need is to purchase fixed assets then we can help.

Your business might be growing at a rate where your cash flow can not keep up.  We can help structure a loan to provide additional cash flow to purchase inventory or carry receivables during your time of growth.  If your need is to smooth out the cash flow cycle we can help.

You may be starting a new business or entering into a new area of your industry, we can help you take that next step.  PCB works with government agencies such as USDA-Rural Development and the Small Business Administration to help you to acquire the financing for those 'Big Decisions'.    

Your business may not have a need for financing but instead has a need to receive payments from your clients quicker, if so then we can help you structure that process.  Your need may be to find the right deposit account for your business, our loan officers can help.  If your need is to manage your deposits more efficiently then we can help.

We do more than make loans, we strive to understand your business so that we can truly help.

    Your PCB Business Loan Experts

Business Loans 

Phelps County Bank is ready to help your business with any of the following types of loans:

Real Estate Loan

Equipment Loan

Working Capital Loan

Line of Credit Loan

Leasehold Improvements

Small Business Administration Loans

United States Department of Agriculture Loans (USDA)

Economic Development Administration Loans (EDA)

Click here for a descriptive brochure on business products and services. 

For more information about loan products please call an Loan Specialist today or e-mail  pcb@phelpscountybank.com.