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Business Services

Serving your business banking needs allows PCB to develop and maintain a clear focus on your long term goals. We are dedicated to help you meet the challenges faced by a growing business. No matter how simple or sophisticated your needs, we can recommend creative solutions for a wide variety of services.*

*Approval process required, fees may apply.  

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ACH Origination

ACH Origination is ideal for any business that wants to streamline bookkeeping and reduce the hassle and expense of making payments by check. Expand this section to view a short video explaining ACH Origination.

With ACH Origination, you can make and collect payments online automatically. Use of this product is an easy and cost-effective way to make payroll direct deposit via ACH, collect business-to-business payments and debits including charitable donations and more.

ACH Origination benefits:

  • Ability to eliminate excessive check writing and handling
  • Saves money with no printing, postage or storage costs
  • Save costly back office time by reducing account reconciliation
  • Eliminate expensive stop payment fees due to lost checks
  • Decrease or eliminate trips to the bank
  • Reduce fraud exposure due to lost or stolen checks
  • Improve cash flow

For more information about ACH Origination, please contact us.

Customer Payment Portal

The Customer Payment Portal now makes it easier than ever for small businesses, not-for-profit organizations, and other businesses to accept online payments or donations.

Customer Payment Portal is the ideal tool for businesses that do not have a need for shopping cart functionality but still want to enhance their online revenue stream or accept donations. A customizable URL address is provided that can be linked to the business website creating a seamless experience for the end user with the ability to accept both single and recurring payments.

Customer Payment Portal is ideal for:

  • Churches and Not-for-Profit Organizations
  • Daycare centers
  • Utilities
  • Property management
  • And many more…

For more information about Customer Payment Portal, please contact us.   

Merchant Services

Expand your customers’ payment options, simplify your business operations, and increase revenue with PCB's Merchant Services.

As PCB strives to exceed customer expectations, we have partnered with Ladera Business Solutions whose mission is to provide what other companies only promise.  Ladera provides credit and debit card processing, superior and experienced customer service, and has competitive and flexible pricing with no hidden fees.         

If you already accept credit and debit cards, Ladera is certain they can save you money and time.  A PCB employee-owner and a Ladera representative will meet with you to discuss your options and show you how easy it is to switch and save.  Ladera will provide a FREE cost analysis of your current system and will consult with you about Ladera’s services and fees.  The best part is that there is no obligation, so call for a free consultation today.

With Ladera’s personal assistance, you never have to worry about being placed on hold or wait hours for someone to call you back.  Ladera will step you through any issues that may arise; and if your issues aren’t resolved quickly, they will send a personal representative to your business.

Why accept Credit and Debit Cards? 

  • Increase your sales
  • Customers are likely to spend more
  • Customer convenience
  • Receive settlements within two banking business days
  • Confidence that your payment will not be returned

Why use Ladera?

  • Competitive rates
  • Fewer fees
  • No hidden charges
  • Local service and representatives
  • Onsite training
  • Able to use existing card processing equipment

For more information, please complete the following:

Customer Information:

Currently a customer of PCB? |

Do you currently accept credit/debit cards? |

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Remote Deposit Capture

With PCB's remote deposit capture, you can now expedite the processing of your deposits securely and directly from your business.

Whether your office is located miles from the bank or right next door, Remote Deposit Capture is a perfect solution to improve your cash flow by delivering your deposits electronically. Make deposits anytime securely from your office and experience the convenience and peace of mind this product offers to businesses of all sizes.

Remote Deposit Capture offers:

  • Improved cash flow
  • Decreased or eliminated trips to the bank
  • Reduced expenses
  • Streamlined operations and increase productivity
  • Saved time

For more information about Remote Deposit Capture, please contact us.