INTERNET BANKING

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Deposit Rates

Rates and Annual Percentage Yield (APY) are subject to change and are valid as of April 1, 2014.  You may also contact us for the latest rates. 

IRAs and Certificates of Deposit*

Term Rate APY
3 months 0.15% 0.15%
6 months 0.25% 0.25%
12 months 0.35% 0.35%
18 months 0.45% 0.45%
24 months 0.55% 0.55%
30 months 0.65% 0.65%
36 months 0.75% 0.75%
48 months 1.00% 1.00%
60 months 1.25% 1.26%

*A penalty may be imposed for early withdrawal.  IRAs require a $100.00 minimum initial deposit and Certificates of Deposit require a $1,000.00 minimum initial deposit.  Three month term not available as an IRA.
 

Checking Accounts **

Account Type Rate APY
50+ Free Interest 0.05% 0.05%
VIP Free Interest 0.05% 0.05%
Business Interest 0.05% 0.05%
Premium Select^
     $0 through $1,499.99 0.05% 0.05%
     $1,500 and over 0.10% 0.10%
Ultimate Checking ^^
     $0 through $24,999.99 1.99% 2.01%
     $25,000 and over 0.50% 0.50%

**The interest rate and annual percentage yield may change after account opening.  Accounts require a $50.00 minimum initial deposit.

^A $6.00 monthly service fee is assessed if balance falls below $1,500.00.  Fees could reduce the earnings on this account.

^^To qualify for Ultimate interest and refunds of all ATM fees, you must meet three simple requirements each monthly statement cycle.  (1) Use your debit card and have 10 point of sale transactions post to your account.  (2) Have a direct deposit or ACH.  (3) Receive your statements electronically.  Accounts that do not meet the monthly requirements will receive a 0.10% annual percentage yield on the entire account balance and will not qualify for ATM refunds.   
 

Money Market Accounts **

Account Type Rate APY
Premier Money Market
    $0 through $9,999.99 0.10% 0.10%
    $10,000 through $24,999.99 0.20% 0.20%
    $25,000 and over 0.30% 0.30%

**The interest rate and annual percentage yield may change after account opening.  Account requires a $750.00 minimum initial deposit.  This is a limited transaction account. 
 

Savings Accounts **

Account Type Rate APY
Personal Savings*** 0.25% 0.25%
Minor Savings 1.00% 1.00%
Business Savings*** 0.25% 0.25%

 **The interest rate and annual percentage yield may change after account opening.  Accounts require a $50.00 minimum initial deposit.  This is a limited transaction account.

***A $3.00 monthly service fee is assessed if balance falls below $50.00.  Fees could reduce the earnings on this account.