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Home Equity Options

Treat your home like the asset that it is.  The equity in your home can be a great source if you are looking for a low-cost loan for major purchases or expenses.  Equity loans are a convenient source of cash that you can use anytime for anything from vacations, major purchases, unexpected expenses, to bill consolidation and more.  Best of all, the interest on a home equity loan is often tax deductible.   PCB offers two options which are designed to suit your borrowing needs and preferences so you can get the things you want.

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Home Equity Loans

Home Equity Loans are an excellent option for one time expenses and are designed to access funds for a specific amount and term.

 

*Consult a professional tax advisor for tax advice.

Home Equity Line of Credit

This flexible open-ended loan has an approved credit limit that allows you to access your funds when you need them. This loan is perfect for either recurring or ongoing expenses.

 

  • As a revolving line of credit, there is no need to reapply
  • Competitive interest rates that adjust with changes in Wall Street Journal Prime
  • Access funds by writing a check from your Home Equity checking account
  • Accessible via Internet Banking
  • Interest may be tax deductible*
  • FREE Internet Banking, e-Notices, PCB Mobile, PCB Line, and automatic payments
  • Apply online or contact us for an application


*Consult a professional tax advisor for tax advice.